Final day for Help to Buy Isa applications

On average, first-time buyers using the scheme are 28 – two years younger than the average age across all first-time buyers. The scheme will officially close to new accounts but account holders can keep on saving until autumn 2029, with bonuses needing to be claimed by 1 December 2030. A number of banks have already pulled their Help to Buy Isas, prompting a late surge, according to some providers. Rachel Springall, from financial information service Moneyfacts, said that if savers missed out on Help to Buy Isas there was the option of a Lifetime Isas, which also offered a government bonus. She said that with Lifetime Isas, savers might find they had less choice of deals and interest rates might …

Couple falls victim to holiday scam in Belfast

Media playback is unsupported on your device Media captionSimone and Alice Cardillo say they fell victim to a false Airbnb listing in Belfast A couple have spoken of how they became victims of a holiday scam during a trip to Northern Ireland. Simone and Alice Cardillo arrived at their accommodation in Belfast to find it was empty and for sale. They had booked and paid for the bogus property using the booking site, Airbnb. It later refunded the money and removed the fake post. It said these types of scams are extremely rare on its site, but when they do happen, it acts quickly. Airbnb will verify listings, 11 years after launch Effect of Airbnb surge on UK cities revealed …

‘I founded my business while living on the street’

He decided to go to the local library, initially to stay warm, but he felt time-pressured to turn things around. “I thought the minute I was homeless, I’d look homeless and if I look homeless people are going to look at me in a certain way,” he told the BBC’s Wake Up to Money. Image copyright Supplied Image caption Cllr Pam Attridge, Mr Eastham, Mark Tami MP and three students at the studio’s opening night in May 2018 He started researching and came up with a company name and logo, wrote a syllabus and bought a domain name for £1.58. “I thought – if I’ve got a domain name I’ve got to keep going.” “This dream I thought that I …

‘I invented a plastic alternative from fish waste’

She studied Product Design at the University of Sussex, and the award-winning material was her final project before graduating. Image copyright Dyson Imagery Image caption This bakery bag has Lucy’s plastic alternative on it Lucy says she hopes the material can be used for things like bakery bags, “which can sometimes be used for a total of 15 seconds”, as well as sandwich packaging and small carrier bags. After working on creating the material for a year – and winning the award – Lucy says she’s “still only in the early days” of what she wants to do with it. “The next stage is development, to see how I’d be able to mass manufacture it.” Follow Newsbeat on Instagram, Facebook, …

Woman and new partner forced ex to live in shed

She then took over control of his bank accounts and benefits. Image caption Mr Chapman was fed so badly he lost seven stone He was given a list of things he had to ask to do, such as use the toilet, and the court heard he was physically attacked a number of times by Cooper. The defendants kept about 50 rabbits, which the prosecution said were living in “much better conditions” than Mr Chapman. He lived like this for about a year until the neighbours found out. Image copyright Nottinghamshire Police Image caption The electricity supply was controlled by Marsden and Cooper and he had to ask them to turn it on He said he stayed because he had contact …

Children in Need boss criticises chart exclusion

Gentleman Jack and Broadchurch actor Shaun Dooley, who covered Taylor Swift’s Never Grow Up, wrote on Twitter that he was “saddened & angry”, pointing out that the decision could stop the CD from being stocked in supermarket chart racks. Image Copyright @shaundooley @shaundooley Image caption David Tennant covered The Proclaimers’ Sunshine on Leith, and Helena Bonham Carter performed Joni Mitchell’s Both Sides Now Children in Need is the BBC’s corporate charity, and the album’s release came ahead of the annual fundraising night on 15 November. The recording sessions were shown on a BBC One documentary. A BBC statement said: “This is extremely disappointing, we know many of the contributors are also saddened by the news. It’s important to remember what …

Can pre-loved clothes make fast fashion sustainable?

Skip Instagram post by sylviebeam View this post on Instagram Report End of Instagram post by sylviebeam Image Copyright sylviebeam sylviebeam Since creating her account five years ago Sylvie has become more conscious of sustainability and encourages young people to consider their footprint while shopping. You could make me believe with the falling of your arm that the sun rose in the west A post shared by Sylvie (@sylviebeam) on Apr 22, 2018 at 6:11am PDT Report “Not purchasing new items where possible and recycling things you get tired of leaves you with a pretty small consumption footprint,” she says. “This is what people have to commit to if we want to hold onto our planet.” Depop is not the …

‘I grew up in a Victorian workhouse’

Image caption “I would stand for hours, just looking out of the window,” says Susan At the far end were two barred windows. There were no curtains. If you tried to look out at the world beyond, your view was blocked by a high line of hedges. Pauper’s path At first, the workhouse provided a kind of sanctuary for Susan and her siblings. Until then their existence had been precarious, shuffled from place to place as their dad, Brian, moved in and out of prison. Image caption Coming to the workhouse was, at first, a relief for Susan but steadily the cramped confines wore her down The next day, the family were taken to Southwell Workhouse – known at the …

The spectacular fall of fund manager Neil Woodford

Image copyright Ultimate Images Image caption Neil Woodford last in competition on one of his horses, finishing 12th Neil Woodford made his name at Invesco Perpetual. Anyone investing a pension fund of £10,000 in his first funds would have seen it grow to £250,000 by the time he resigned to launch his own business 26 years later. Initially, there was similarly successful growth when he set up on his own. Mr Woodford has remained silent in public since, but one industry man says he will be “devastated” by the collapse of his business. “He did not walk away from Invesco to put his name above the door for this to happen,” he said. “He was diligent, even caring, but in …

Sex abuse compensation rules ‘must change’

It also states that victims of child sexual abuse can be disqualified from the scheme on the basis that “consent ‘in fact’ is different from consent ‘in law’.” Even in cases involving under-16s, it says “where the sexual activity is truly of the applicant’s free will no crime of violence will have occurred”. The report from the cross-party group of MPs for adult survivors of sexual abuse, said many of the 400 survivors it consulted found applying to the Criminal Injuries and Compensation Authority (Cica) “traumatising and complicated”. “Too often, Cica acts as a second trial for the survivor, placing the onus on them to prove their case once more,” it said. “This compounds a complicated, onerous process.” Image caption …

Channel 4 move makes Leeds the new media city

Image copyright Getty Images Image caption Countdown, the first programme on Channel 4 in 1982, came from Leeds – although it moved to Manchester in 2009 Channel 4 will broadcast a new live daily lunchtime show from Leeds, and C4 News will regularly be co-presented from the city. The channel’s heads of drama and sport, plus other commissioning editors, are based there, as is a new Digital Creative Unit. Image copyright Rollem/BBC Image caption Kay Mellor has set shows like The Syndicate in her home city Writer Kay Mellor’s production company Rollem has been making shows like Fat Friends and The Syndicate in Leeds for almost two decades. When the company started, it was a “solitary” presence, apart from ITV’s …

Libraries and museums get share of 250m boost

More than £90m will go to extending the Cultural Development Fund, which is for arts, culture, heritage and the creative industries in towns and cities outside London. The fund was launched last year, with the first grants going to projects hoping to spark regeneration in Grimsby, the Thames Estuary, Plymouth, Wakefield and Worcester. A further £7m has been allocated to Coventry for its plans as UK City of Culture 2021, while £18.5m has been allocated to York’s National Railway Museum. “This is wonderful news for the National Railway Museum – and for the City of York,” museum director Judith McNicol said, noting it could help to turn the museum into “a truly world-class attraction”. ‘Swingeing cuts’ Many of the nation’s …

John Lewis seeks discounts from some landlords

John Lewis Partnership announced a major restructuring of its management teams earlier this week in a bid to cut £100m a year from its costs. From next year its supermarkets and department store divisions will be run as one business. Four reasons John Lewis is under pressure John Lewis bonus cut as profits plunge But it’s also clearly trying to making savings across its portfolio of stores as well. “This was done without any consultation,” one landlord told the BBC. “Every landlord will be looking at their lease, talking to lawyers who will get revved up to recover this money as a debt,” he added. A service charge is a sum due under the terms of a lease between a …

Why is Prince Harry comparing Meghan to his mum?

So how does Meghan’s treatment compare to Diana’s? ‘The most famous person in the world’ Image copyright Getty Images Image caption “Wherever she went there were huge amounts of journalists and photographers covering her every move” James believes that Prince Harry’s opinion of the media goes back to when Princess Diana died. “A lot of Harry and William’s perspective of the media is tainted by (Diana’s death) because in their eyes their mother was hounded by the paparazzi,” he says. Princess Diana died in a car crash in the Pont de l’Alma tunnel in Paris on 31 August 1997. Prince Harry was 12 at the time. The driver – Henri Paul – had been drink-driving and the car was being …

Thomas Cook staff forced to turn to family for cash

Ms Anderson joined former colleagues Donna Kelly and Shelley Matthews, and dozens of other ex-Thomas Cook staff to deliver a petition to Downing Street signed by more than 50,000 people demanding answers about the firm’s collapse. They are also urging an inquiry into where the money from the business has gone. She blames the the management, saying: “These people are supposed to be the best at what they do and they’ve let us all down.” “We need answers from them and – if there is something that isn’t quite right – accountability for it.” Image caption Alessandro Rossinelli is worried that Thomas Cook’s failure may hurt his new wife’s visa application. Former cabin crew member, Alessandro Rossinelli, said £250m was …